A guide to investing in annuity plans Guaranteed income during retirement is something that many people dream of. Hence annuity plans have many takers. An annuity is a contract between an individual and an insurance provider in which the former will make a lump sum payment and will get a steady income after retirement.

The most profitable small business ideas in the country Small businesses are the best way to start a career in the business domain. These are more profitable than other businesses. Small businesses are also considered the backbone of the country, as they generate employment for millions of people across the country.

A guide to starting a small business from home Are you thinking of gaining financial independence? Have you always thought about utilizing your free time at home better? Well, if the answer is yes, you can start a small business right in the comfort of your home with your own ideas.

An overview of exchange-traded funds and mutual funds Two common pieces of financial advice, which few people follow, are having a diversified portfolio and investing in stocks. Only about 17% of people in the country listed stocks as the ideal way to invest money they don’t need for a while, whereas 30% cited real estate, and 23% preferred investments in cash.

Investors in the country often turn to mutual funds and/or exchange-traded funds (ETFs) for their financial goals and to save for retirement. Although both these funds have similarities, they have their set of differences. Understanding both help in better investments and a diversified portfolio. Mutual funds are investments made using money that is collected from various investors.

Top 10 dessert recipes for winters Dessert being the last course in most cuisines around the world, it is crucial to get it right. It is the concluding meal and needs to be delicious to create a lasting impression. The name dessert is supposed to have originated from the French language.